Spotify Payouts Terms

Effective date: 1 October, 2026

1. Introduction and Eligibility: These terms ("Spotify Payouts Terms") are between you and Spotify, and incorporate the Spotify Terms of Use (as amended from time to time in accordance with its terms) (found here https://www.spotify.com/legal/end-user-agreement/) and any product-specific terms (together, the "Terms"). By signing up for the Spotify Payouts service ("Spotify Payouts"), you agree to be bound by the Terms as amended from time to time. You may need to create a profile with Spotify Payouts ("Payouts Profile") in order to use all or part of Spotify Payouts. These Spotify Payout Terms are entered into between you, and Spotify USA Inc., a Delaware Corporation with offices at 4 World Trade Center, 150 Greenwich Street, 62nd Floor, New York, New York 10007 and Spotify AB, of Regeringsgatan 19, 111 53 Stockholm, Sweden, with registered number 556703-7495 (together, as applicable, “Spotify”). To the extent there is any irreconcilable conflict between the Spotify Terms of Use and these Spotify Payouts Terms or any product-specific terms, solely as such conflict relates to the provision of the Spotify Payouts service, these Spotify Payouts Terms shall prevail. You must be at least 18 years old to use Spotify Payouts, or if a creator is under 18, their parent or legal guardian must register for and manage the Payouts Profile on their behalf.

2. Earnings Balance: Spotify will estimate your aggregate earnings in accordance with any applicable product-specific terms and/or transactional fees. Spotify may provide you with regular reporting on your total estimated earnings and the basis on which those earnings have been calculated ("Earnings Balance"). You acknowledge that such data is an estimate and is provided "as is", and Spotify does not guarantee that such data will be available error-free, or that mistakes will not happen from time to time. You acknowledge that data in your Earnings Balance is supplied solely for reporting and informational purposes, and does not guarantee final settlement of amounts due to you. Payout of any funds remains subject to all requirements of the Terms. Furthermore, you shall have no entitlement to funds from your Earnings Balance outside the provisions of the Terms. The Payment Service Provider (as defined below) may convert your payment to the denominated currency of your bank account, with rates and fees for such conversion determined by the Payment Service Provider, and as further set out in section 6. Any earnings to which you are entitled through your use of or access to Spotify’s services or products—including but not limited to Spotify Payouts, affiliated services and products, and all websites and software applications of Spotify and its affiliates—shall be deemed to have been earned, subject to the nature of the Spotify products available to you, either (a) in the jurisdiction in which you reside, or (b) in the jurisdiction of content consumption or in which the advertisement was impressed.

In order to be entitled to payment, you must provide current tax documentation and/or such other information or details as are sufficient to enable payment ("Required Documentation"). Spotify will only be able to pay you earnings once your Required Documentation is received and approved.

Where Spotify is unable to disburse funds that have accrued to your Earnings Balance because you have not provided Required Documentation or other sufficient details to enable payment, Spotify will notify you of the outstanding documentation. If you do not provide the Required Documentation or details within 12 months of the date on which such funds first became payable, you will forfeit such funds on a rolling monthly basis until such Required Documentation or details are received by Spotify. In the event that you have not submitted the Required Documentation and/or your account has been inactive for a period of six (6) months, Spotify may prevent any future earnings accumulating on your Payouts Profile.

3. Payment Service Provider: In order to use Spotify Payouts, you will be required to agree to the terms of such third party payment service provider(s) as may be notified to you by Spotify from time to time ("Payment Service Provider"). Spotify’s current Payment Service Provider is PayPal, with terms and privacy policy located at https://pay.hyperwallet.com/hw2web/consumer/page/legalAgreement.xhtml (collectively, the "PSP Terms"). In the event that Spotify changes the Payment Service Provider engaged for Spotify Payouts, we shall provide thirty (30) days’ notice to you, which may be via email or in-app notification. You agree to be bound by the terms of such new Payment Service Provider as are notified to you and you acknowledge that Spotify, in accordance with any necessary permissions, may instruct the transfer of any personal data from the existing Payment Service Provider to such new Payment Service Provider as it deems necessary for the continuing provision of Spotify Payouts. The Payment Service Provider will provide disbursement services on behalf of Spotify, and will transfer the funds Spotify owes you to you, in accordance with the Terms and subject to the PSP Terms. You acknowledge that the settlement of your Earnings Balance into your bank account or any other crediting of the Earnings Balance funds to you by the Payment Service Provider discharges Spotify’s relevant payment obligation to you in full and final settlement of the relevant payment obligation for that Earnings Balance. You agree to only use the services in accordance with the PSP Terms and not to use the services for any activity that is expressly prohibited or restricted by the PSP terms. You acknowledge that the Payment Service Provider may suspend or terminate the provision of the payment services to you if you do not comply with the PSP Terms. Any obligations relating to the provision of payment processing and fund transfer services are owed to you by the Payment Service Provider, not Spotify. Spotify shall have no responsibility for the Payment Service Provider, except to the extent that any failure to make payment results from Spotify's breach of these Terms. You expressly acknowledge and agree that: (a) we are not an agent of the Payment Service Provider and we do not provide or offer payment services on behalf of a Payment Service Provider, or otherwise; (b) we are not, nor should anything in these Terms be construed to imply that we are, acting in any way under a mandate conferred by the Payment Service Provider; (c) we are not an escrow service, money aggregator, money remitter or money transmitter; and (d) we will communicate to the Payment Service Provider all necessary information that is required to provide the services under these Terms, including data relating to your use of Spotify Payouts.

4. Security. In order for Spotify to help keep your account secure, we may require you to activate 2-step verification for your account. Once you reach a certain threshold of earnings, if you haven’t yet activated 2-step verification, for your security Spotify may withhold payment until it is activated.

5. Payment: Subject to these Spotify Payout Terms, if your Earnings Balance equals or exceeds the Minimum Threshold (as defined below) applicable in your jurisdiction and to your payout method Spotify will ensure that Payment Service Provider pays your Earnings Balance out to the account that you identified in signing up with the Payment Service Provider, minus any applicable Fees and Taxes (as also defined below), within 30 days after the end of each calendar month. Your bank account must be registered in your country of residence or the country where your business is incorporated or otherwise registered. Where your Earnings Balance has not reached the applicable Minimum Threshold and has not increased for a period of twelve (12) consecutive months, you acknowledge that you will have no further entitlement to those sub-threshold amounts, and Spotify may remove such amounts from your Earnings Balance.

Your access to Spotify Payouts and receipt of any payments is subject to the satisfactory completion of such onboarding, identity verification, and compliance checks as Spotify or the Payment Service Provider may require from time to time, including "know your customer", anti-money laundering, and sanctions screening requirements under applicable law. Spotify will notify you of any outstanding onboarding requirements and may withhold payments until those requirements are met. Spotify reserves the right to suspend or restrict your Payouts Profile if you fail to complete or maintain up-to-date onboarding information within a reasonable period following such notification, including by preventing any future earnings accumulating.

In order for Spotify to cause the Earnings Balance to be paid out, your total calculated earnings in your Earnings Balance must meet the applicable minimum threshold for your country of residence and payout method, as published on the Spotify Payouts website and as updated from time to time ("Minimum Threshold"). Spotify may, at its sole discretion, elect to process payments for balances below the Minimum Threshold. You acknowledge that the Minimum Threshold is subject to change, and where any such change increases the Minimum Threshold applicable to you, Spotify will provide notice at least thirty (30) days in advance. Your Earnings Balance is calculated separately for each Spotify entity from which earnings are payable to you. The relevant Minimum Threshold applies independently to each entity's Earnings Balance. In addition, if you are new to Spotify Payouts, you will be eligible for your first payout after no less than one full calendar month has passed.

Payment of your Earnings Balance is subject to your compliance with the tax documentation requirements set out in Clause 2.

All payouts remain subject to the technical requirements of the Payment Service Provider, which may include a minimum transaction floor.

6. Fees and Taxes: Your Earnings Balance may be subject to transactional fees as set out in the Fee Schedule ("Fees") and as agreed between you and Spotify. Such Fees shall apply to the Earnings Balance before the deduction of any Withholding Taxes (defined below) if applicable.

Unless stated otherwise, the amounts in your Earnings Balance are exclusive of sales, use, value added, goods and services, harmonized sales, or other similar taxes, duties, charges, excises, regulatory fees, or assessments levied under applicable legislation in any relevant country (“Applicable Taxes”). Spotify reserves the right to collect any Applicable Taxes that may become due in accordance with applicable law in connection with use of Spotify Payouts.

Where required by the law of a jurisdiction, each party will provide the other with a valid VAT registration number and if requested, a declaration as to VAT registration status. If the VAT registration number provided by you becomes invalid during your use of Spotify Payouts, you shall promptly notify Spotify. Spotify may adjust the tax treatment of payouts accordingly. Any reporting obligations arising from such change remain your responsibility. Spotify will not pay you any amount on account of any interest or penalties associated with the underpayment of any VAT by you.

Each party will fulfill its obligations relating to Applicable Taxes including any obligation to pay Applicable Tax where payable or reporting to tax authorities.

Spotify reserves the right to deduct and/or withhold (i) an amount equal to any digital services taxes (“DST”) or other similar gross based taxes imposed on Spotify’s revenue from which your earnings are derived, and (ii) any withholding tax in countries where such a tax is required by law based on Spotify’s judgment, from any payments made under or in connection with these Spotify Payouts Terms and shall pay the amount due to you after the deduction or withholding (“Withholding Taxes”). If deductions or withholdings of tax have been made, Spotify shall pay the withheld tax to the appropriate tax authority. Any and all payments from you to Spotify will be made free and clear of, and without deduction or withholding for, any taxes.

Spotify will create an automatically generated note from you, to Spotify, for each payment made to your nominated account. You are responsible for reviewing the accuracy of any note directing payout to you. You acknowledge that you are responsible for any subsequent reporting requirements, including invoicing (complying with tax requirements), tax and earnings reporting. Spotify’s payment of a note will not later prevent Spotify from disputing the note amounts pursuant to any rights herein.

All payments made by Spotify under or in connection with the Spotify Payouts Terms will only be remitted to accounts within the country of residence or incorporation of the payee.

In the event that your bank or financial institution charges or assesses a fee for the receipt of payments from Spotify (or its Payment Service Provider) then, as between Spotify and you, such fee shall be your responsibility.

You will provide all information requested by Spotify from time to time to ensure the proper tax reporting and treatment of payments contemplated herein.

Each party shall be solely responsible for the payment and reporting of all taxes applicable to its own income and activities in each jurisdiction where applicable. Spotify assumes no liability or responsibility for any of your tax obligations and related compliance and filings arising as a result of the Spotify Payouts Terms or otherwise.

7. Indemnity: You acknowledge and agree that the Payment Service Provider imposes certain obligations on Spotify relating to the provision of services by the Payment Service Provider to you. You indemnify and hold Spotify harmless for any damages, costs, losses, or expenses incurred by Spotify in relation to the Payment Service Provider as a direct result of your breach of these Terms or the PSP Terms or you otherwise failing to meet an obligation you owe to the Payment Service Provider under the PSP Terms.

8. Set-Off: You acknowledge and agree that Spotify may set off any amount owing to you against any amount owing by you to Spotify, and you authorize Spotify to set off any such amounts in its reasonable discretion, including chargebacks against your Earnings Balance that the Payment Service Provider has not recovered from you.

9. Acknowledgements: You represent, warrant and acknowledge that:

10. Suspension or Termination: Without limiting anything in the Spotify Terms of Use, Spotify may suspend or terminate your Payouts Profile or these Spotify Payouts Terms and/or instruct the Payment Service Provider to withhold payment arising from invalid activity detected by Spotify, including, without limitation, wilful misconduct, a material breach involving fraudulent or abusive activity, erroneous or artificial advertising impressions, artificial activity using any bot, script or other automated or manual means (“Invalid Activity”). Spotify may also suspend or withhold payment where Spotify is prohibited or restricted by applicable law from making payment to you. Spotify will provide written notice, either by email or in-app, to you of any withholding under this paragraph, identifying in reasonable detail the nature of the suspected Invalid Activity. Your payment may be delayed and your Payouts Profile may be suspended while Spotify is investigating Invalid Activity, which may include preventing your account from accumulating any future earnings. Any such investigation shall be concluded within ninety (90) days of the date on which the relevant payment was first withheld, unless Spotify notifies you in writing that a longer period is reasonably required (such extended period not to exceed a further ninety (90) days). If Spotify’s investigation ascertains that there is no breach or Invalid Activity, then Spotify will instruct Payment Service Provider to resume payment. If, following investigation, Spotify confirms Invalid Activity, Spotify may terminate your Payouts Profile and you will forfeit any funds relating to such Invalid Activity. Spotify may also terminate any other Payouts Profile that you may have and prohibit you from creating a new account. Where Spotify is prohibited or restricted by applicable law from making payment, suspension and withholding will continue for as long as such prohibition or restriction remains in effect.

In the event of any other breach of these Terms, Spotify will provide you with written notice and thirty (30) days to remedy the breach. If you fail to remedy the breach within that period, Spotify may terminate your Payouts Profile. Following such termination, you acknowledge that Spotify will cause any amounts not related to the breach reflected in your Earnings Balance, less applicable taxes and Fees, to be paid out to you.

These Spotify Payouts Terms will terminate automatically upon termination of the Spotify Terms of Use or your agreement with the Payment Service Provider.

You may terminate these Terms at any time through the Customer Service contact form on the Contact Us section of our website, or by terminating your Spotify user account, in which case you may not continue accessing or using Spotify Payouts.

Spotify may terminate and/or modify these Spotify Payouts Terms at any time. Any material or adverse changes will be notified to you via email with thirty (30) days’ notice to you. If you disagree with the changes, you may terminate your use of Spotify Payouts before the changes take effect. Any changes will apply prospectively. Your continued use of Spotify Payouts following any changes will constitute your agreement to such modified terms.

Except as set out above, following termination, you acknowledge that Spotify will cause the amount reflected in your Earnings Balance, less applicable taxes and fees, to be paid out to the account in your country or region that you identified in signing up for Spotify Payouts. For the avoidance of doubt, this clause and 3 (Payment Service Provider), 5 (Payment), 6 (Fees and Taxes), 7 (Indemnity), 8 (Set Off) 9 (Acknowledgements), 11 (No Agency Relationship), 12 (Applicable Laws) and 13 (Disputes) survive termination of the Terms. Termination of the Terms will not affect any accrued but unpaid liabilities outstanding at the date of termination of either party.

11. No Agency Relationship: Nothing in these Spotify Payouts Terms will be construed to engage you as an agent, employee, partner, joint venturer or representative of Spotify or its affiliates. For the avoidance of doubt, unless otherwise agreed upon in a separate written agreement with Spotify or its affiliates, you have no obligation whatsoever to furnish any services for or on behalf of Spotify or its affiliates and no payments you receive through your use of or access to Spotify Payouts shall be construed as compensating you for services rendered as an agent, employee, partner, joint venturer or representative of Spotify or its affiliates.

12. Applicable laws: You shall comply with all applicable laws and regulations when using Spotify Payouts. Nothing in these Spotify Payouts Terms limits any obligations Spotify may have under applicable unclaimed property, escheatment, or similar laws in your jurisdiction.

13. Disputes: If you have a dispute arising out of payment, perceived accounting or reporting errors, or termination under these Spotify Payouts Terms, you must notify Spotify in writing within thirty (30) days of the date on which the relevant issue first arose or reasonably came to your attention. Spotify will investigate and respond to any such dispute within a reasonable time. Any dispute not raised within the thirty (30) day period set out above shall be deemed waived by you, to the maximum extent permitted by applicable law.

14. Severability: Unless as otherwise stated, should any provision of these Spotify Payouts Terms be held invalid or unenforceable for any reason or to any extent, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of the Terms, and the application of that provision shall be enforced to the extent permitted by law.

15. Waiver: Any failure by Spotify or any third party beneficiary to enforce these Spotify Payouts Terms or any provision thereof shall not waive Spotify’s or the applicable third party beneficiary’s right to do so.

16. Interpretation: As used in these Spotify Payouts Terms, the words “include” and “including,” and variations thereof, will be deemed to be followed by the words “without limitation.” Any capitalized terms not otherwise defined herein shall have the meaning given to such terms in the Spotify Terms of Use.